1. Do not move your vehicle. It is very important that your vehicle stays in the original location for insurance purposes.
2. Call the police. They will be able to assist anyone that is injured.
3. Take pictures of the vehicles, the accident scene and any visible injuries you and your passengers may have.
4. Write down the names, addresses, and phone numbers of all witnesses.
5. Get the other person’s insurance company name and policy number. If they have their insurance card, take a picture of it.
6. If it looks like the other person is going to leave the scene, take pictures of them, their vehicle and their license plate.
7. If you are injured, tell the police. Medical professionals will arrive shortly.
Other Things To Think About
1. If you report the claim to your insurance company, make sure they understand you were not at fault. You will be required to give a verbal and /or recorded statement to your insurance company.
2. You are not required to give a statement to the other person’s insurance company, but they may tell you that they can’t determine liability without your statement. Offer them a copy of the crash report. You do not want to be in a position of regretting something you said.
3. If the other insurance company is giving you a hard time, or dragging their feet on your claim, you may want your insurance company to handle it to get your vehicle taken care of quicker. Be aware that your own company will subtract your deductible from any payments they make.
4. If you’re injured, get medical attention as soon as possible from the ER, urgent care, or your family doctor. Don’t just assume your injuries will get better.
5. If you would like to speak to an experienced car accident attorney, we’re here to help! Visit our car accident site today.