The rise of rideshare services like Uber and Lyft has made getting around easier than ever. But what happens when your ride takes an unexpected turn, and you find yourself injured in an accident — complete with mounting medical bills, lost wages, and emotional distress?
Here’s the good news: you have plenty of legal options, including suing the rideshare driver. The not-so-good news? Seeking compensation after a rideshare accident can be complicated. Read on for a breakdown of the potential next steps you can take.
What Are Your Legal Options After an Uber or Lyft Accident in Ohio?
1. Filing a claim with the rideshare company’s insurance
Both Uber and Lyft have substantial insurance policies to protect passengers like you, covering those unexpected moments when a ride takes a wrong turn and leaves you injured and facing a difficult road to recovery.
They typically offer coverage for things like:
- Medical bills: Those ambulance rides, hospital stays, and doctor visits can really add up.
- Lost wages: If your injuries prevent you from working, you shouldn’t have to worry about your paycheck.
- Pain and suffering: Accidents can take a toll on your physical and emotional well-being, and you deserve to be compensated for that.
You can report the accident and submit a claim for Lyft and Uber by filing a form directly on their websites. But remember: while this may seem relatively easy to do, these companies have a vested interest in minimizing their payouts. You could accidentally undervalue your claim, miss crucial deadlines, or even say something that could jeopardize your chances of getting fair compensation.
So, before you click that “submit” button, consider seeking guidance from an experienced personal injury attorney. At Slater & Zurz, we know how to cut through the corporate jargon and level the playing field. We’ll help you understand the fine print, gather the necessary evidence, and navigate the complex claims process.
2. Filing a claim with the driver’s insurance
In some cases, you might be able to file a claim with the driver’s insurance company in addition to Uber or Lyft’s insurance. Consider this option if the rideshare company’s coverage isn’t enough to cover all your damages, especially if you’ve suffered severe injuries or significant financial losses.
3. Filing a lawsuit against the rideshare driver
Let’s say you’ve filed your insurance claims, but the offers on the table don’t come close to covering your medical bills, lost wages, and the pain you’ve endured. What then?
It might be time to consider taking the gloves off and filing a personal injury lawsuit against the rideshare driver. This means holding them accountable for the careless driving that turned your convenient ride into a nightmare.
We know the thought of a lawsuit might seem intimidating, but here’s the thing: most personal injury cases never actually make it to trial. Instead, your lawsuit serves as a powerful tool to strengthen your negotiating position. It shows the insurance companies you’re serious about getting the compensation you deserve, which can lead to more serious settlement offers and a resolution that truly reflects the impact the accident has had on your life.
Next Steps: Hire A Car Accident Lawyer
It’s easy to assume that a rideshare accident is just like any other car accident. But regardless of which path you choose, these cases often present unique complexities that require a different legal approach. Here’s why.
Establishing liability requires a thorough investigation
While it may seem obvious that the rideshare driver was at fault, proving negligence requires more than just a cursory glance. Was the driver distracted by the rideshare app, attempting to manage multiple requests or navigate unfamiliar routes? Were they fatigued after long hours on the road?
An experienced attorney can meticulously gather evidence to build a compelling case, including witness testimony, police reports, and even data from the rideshare app itself to demonstrate the driver’s negligence and establish liability.
Navigating complex insurance policies
Rideshare companies operate under unique insurance policies that differ significantly from personal auto insurance. These policies often have varying levels of coverage depending on the driver’s status at the time of the accident — whether they were en route to pick up a passenger, waiting for a ride request, or simply logged into the app.
Understanding the intricacies of these policies and determining the extent of coverage applicable to your case can be daunting. That’s why having an experienced attorney specializing in rideshare accidents on your side is so important — they know the ins and outs of rideshare insurance and can fight to make sure you get every penny you deserve.
Leveling the playing field against powerful corporations
Rideshare giants like Uber and Lyft have vast resources and legal teams dedicated to protecting their interests. They may attempt to minimize your injuries, shift blame, or deny liability altogether.
Facing these powerful corporations without experienced legal counsel can be overwhelming. Your car accident attorney will act as your advocate by standing by your side, making sure your rights are protected and your voice is heard loud and clear. We’ll handle the complex legal jargon, negotiate with insurance adjusters, and, if needed, take your case to court to fight for the compensation you deserve.
Rideshare accidents may appear similar to typical car accidents, but they often involve a distinct set of legal challenges. Before you get lost in a sea of paperwork and confusing legalese, it’s important to talk to a car accident attorney.
We know this is a difficult time. At Slater & Zurz, we’ll listen to your story and help you figure out the best legal path forward. Contact us at 330-762-0700 for a free consultation today.
